You would obviously want to have a retail merchant account
with a local bank with which you have a decent long business relationship.
However, small banks usually do not offer merchant account services themselves,
but work for larger banks for commission for very merchant account they
outsource to them merchant account providers. It saves a lot of time and money by directly approaching the
larger bank for their merchant account services. This will, in the long run,
add to your money making process that will considerably generate profits.
The Wall